Debnam & Company Insurance is a family owned and run agency who has been avidly serving North Carolina and the Southeast since 1980. With two locations in Zebulon and Wilmington, North Carolina, Debnam & Company focuses on building strong relationships based on mutual trust with our clients in order to meet your every need.

We take deep pride in our level of service, and understand the utmost importance of having dependable coverage; therefore, we are committed to helping you every step of the way. Our primary mission is to offer our clients a tailored policy at the most competitive price available. We accomplish our mission through understanding the risk involved in every situation and through representing many national and regional insurance companies.

As an independent agency, Debnam & Company is licensed to do business in North Carolina, South Carolina, Virginia, Tennessee and Georgia. We write all types of insurance including Business, Personal, Employee Benefits, Individual Benefits and Bonds. Debnam & Company also provides loss prevention and risk management services.

Our History

As a family owned agency, our history is important to us. Learn how Debnam got started.


Arron C. Lowery opens Lowery Insurance Agency.


Ed Debnam begins working at the Lowery Agency and becomes a stockholder.


Ed Debnam becomes majority stockholder of Lowery Insurance Agency and begins to create his vision for the agency.


Ed Debnam changes the name of the agency to Debnam Insurance.


Taylor Debnam joins the family business as 2nd generation.


Debnam Insurance expands to Wilmington, NC.


Debnam Insurance launches new branding to give a more modern look.


Debnam Insurance launches new website.

Meet Our Team

We've got you covered. Learn more about the team that cares about you.

  • Ed Debnam Jr

    Owner/Agency Principal

    Ed graduated from NC State University with his Bachelor of Arts degree in Sociology. Ed then began his insurance career with Mutual of New York selling Life Insurance in 1976. After leaving Mutual of New York to join Lowery Insurance in 1980, Ed has spent the past 35 years growing Debnam Insurance into what it is today. He has always been a firm believer of building long-standing relationships with clients and making sure their needs come first.

  • Taylor Debnam

    Agency Principal

    Taylor graduated from the University of North Carolina at Wilmington with a Bachelor’s Degree in Business Marketing. While in school, Taylor worked at various retail jobs, which helped him understand the value of customer service. He begin working for the family business in 2009. Taylor used his marketing background to revamp the agency with a new brand. He plans to continue his dad’s vision of creating strong relationships with clients and hopes to build on what his dad has accomplished.